Monday, April 17, 2017

Monday Musings

What I'm Listening To: S-Town Podcast
Technically, it's called Shit Town, but they market it as S-Town and it's a super interesting story about a tiny town in Alabama.
Murder mystery, meets NYC reporter, meets the town looney.
I highly recommend it!

What I'm Reading: I'm still working on American Lion
I haven't been doing much reading and honestly, I prefer fiction much more than non-fiction.
I just want to look smart when reading a giant history book, ya know?
I won't be reading much of anything for a while except for text books.
That's right, I'm going back to school for my masters!
I'm so nervous and excited.
I'm just hoping I finish under 4 years and am not in debt forever! *fingers crossed*

What I'm Watching: The Walking Dead
I watched this show for the first 2 1/2 seasons.
Around that time I moved into an apartment with no cable and then I moved back to Alaska and never caught back up.
I started watching it again a couple weeks ago and I'm already on season 4.
I look forward to much more Netflix binging.

What I'm Eating: Ben&Jerry's CHOCOLATE Cherry Garcia
Are you kidding me?!
Cherry Garcia was my favorite in high school and now they make a chocolate kind!
Is it weird to be devastated that it's a limited batch?
Because I am.
I've had it twice now, and I think I may have to go back for thirds before it's gone!

What I'm Wearing: Kenneth Jay Lane Bead & Tassel Earrings
I was watching the Big Little Lies finale and fell IN LOVE with these earrings.
Reese Witherspoon is just perfection in every way, and as soon as I saw these on her, I knew I had to have them.
I couldn't find them at first, I even tweeted asking people to help me find them! haha
When I did finally find them, they were sold out!
I kept checking back and luckily they came back in stock and on sale!

Happy Monday, friends!
xo Lindsey

Thursday, April 13, 2017

Isn't That a Pyramid Scheme?

I will always applaud a mama for wanting to stay at home with her kids, but also make an income by selling Lularoe.
Or the girl in college selling Mary Kay.
Or my friends step mom who sells tupperware.
I'm just not interested in joining your Facebook group or going to your parties.
When I signed up for Plexus a few weeks ago, it was mostly because I wanted to get the products at a discount.
I had been taking quite a few for about a year and I'm impressed with the benefits.
I have gotten my mom and boyfriend to start taking the Probio5 now, as well.
I've been super hesitant to talk about the products with people, or post on my Facebook page, for fear of my friends rolling their eyes and blocking me.
I'm not in the business of "selling" per se, but who's going to turn down a little money?
Not me!
I wanted to go over a few points to show how Plexus is different from most multi-level marketing, "MLM", or network marketing companies.
I got this information from Julia, the ambassador above me.

*Your buy in cost is typically high.
*You have to meet a minimum personal volume each month to maintain your status as a distributor.
*To move up in the company, you usually have to sign up several people under you and get them to move up as well.
*There is often times a financial cap on what you can make. Lame!
*You are "encouraged" to carry a large inventory of product, host parties, make deliveries, and handle money.

*Your start up cost is 34.95 {if you sign up under me in April and guy a welcome packet -at wholesale price-, you will be reimbursed that money!} Also, it is an annual fee, but is easily made up in the amount saved from buying products at wholesale, or by making money off of what others buy from you.
*You aren't required to meet a minimum personal volume and you never lose your wholesale discount.
*You can advance in the company without having a certain number of distributors under you.
*There is NO financial cap on what you can make!
*Orders are placed online and shipped directly to the customers doorstep! No dealing with other people money!
*Plexus is more about helping each other live a healthy life. There is a plethora of ailments that Plexus products can help with. Leaky gut, rheumatoid arthritis, yeast infections and UTI's, weight loss or gain depending on what your body needs, migraines, acid reflux, high blood pressure, high blood sugar, acne/skin irritations...the list goes on!

This is a pretty cool video that talks a little bit more about the pyramid scheme idea.
I personally have seen benefits from Probio5, Bioclease, and Slim.
I have way less sugar cravings, my skin is super clear when I used to have hormonal breakouts, no more infections, and I would get headaches without my daily cup of coffee.
I don't even drink coffee now!
I'm turning 30 this year and making my health is a huge priority.
I'm also working full time and part time at a second job AND going back to school for my masters!
I also have been dealing with a shoulder injury for about two years now and have been going to doctors visits for almost a year.
I recently found out I may have to have surgery.
I feel good knowing with Plexus, I have an opportunity to cover my doctors bills and hopefully for some of my classes too without going into major debt!
So to all you people trying to get healthy, and yes, make some extra money, come join my team!
I'm Lindsey the #alaskaambassador and I'm ready to help YOU reach your health and monetary goal!

Monday, April 10, 2017

Monday Musings

What I'm Listening To: TingleBelleASMR
When I need to relax before bed, I always watch her YouTube videos.
For anyone who doesn't know, ASMR stands for autonomous sensory meridian response.
It basically means you get tingles or sensations along your neck or spine when you hear certain sounds.
Lots of hair brushing and tapping.
It's nice for some people and some people find it super creepy.
What do you think?

What I'm Reading: American Lion by Jon Meacham
I asked my family for good historical book recommendations.
I have really fallen off the reading train this past year and I'm really bummed about it because I used to read a lot.
I wanted to read non fiction since I tend to stick with fiction and novels.
I just started it, but I think I'm going to like it.

What I'm Watching: Girls!

This is the final season!
Lena Dunham's character drives me crazy, but the rest are really funny.

What I'm Eating Drinking: Plexus Slim!

I've replaced my morning coffee with this.
I don't love that it's marketed mostly as a way to lose weight because there are so many other benefits for it.
But burning fat, not muscle, is a huge factor for the name and also why it sells so well!
It gives me natural energy, helps with my stomach issues, keeps my skin clearer than it's been in a while, and it tastes so good!
If you're interested in trying a sample, feel free to email me linds.a.peterson @ {I put the space there so robots can't get ahold of my email ;) but don't put a space before or after the @ if you email me} and I'll send you a sample!

What I'm Wearing: Smartwool Socks
I pretty much Smartwool socks everyday.
If I'm working, I wear the no show's with my sneakers.
In the winter I wear the thicker pairs under my boots.
I also wear the micro cut pairs when I work out.
Smartwool isn't sponsoring this post, I'm just obsessed with them!

What have you been loving lately!?
Let me know in the comments and happy Monday!

xo Lindsey

Wednesday, April 5, 2017

Plexus - My Why

About a year ago I was dealing with some mild health concerns.
Stomach and digestion issues, yeast infections, afternoon crash, always feeling tired...the list goes on.
Besides needing to lose a bit of weight, I am a healthy woman.
I don't have high blood pressure, cholesterol, or blood sugar.
I stand all day at my job and take the stairs often.
My friend kept telling me about these products she was taking and how amazing she felt.
She told me about her pregnant sister and how her doctor advised her to continue taking the probiotic.
She told me how much the products helped with her parents health.
I didn't pay too much attention until my own health issues came up.
Isn't that how it always goes?
I figured I was young and I didn't need supplements, but I pretty much have had stomach issues since I was little.
I'm lactose intolerant, but don't always stay 100% dairy free {damn you, Ben&Jerry's!}
I thought it was about time I finally take the plunge, along with cleaning up my diet a bit, and try some of these Plexus products I'd been hearing so much about.
Here's some things it's helped with so far:

- Gut health
- Bathroom regularity
- More energy
- Better sleep
- Clearer skin
- Less sugar cravings {for someone who thinks about desserts 243984357 times a day, this is huge!}

I'm still at the beginning of my Plexus journey and I'd love for you to join me!
Even thought I'm not the pushy friend who Facebook messages everyone she's ever known to try to get them to buy products, I will occasionally post about it on here.
If you're interested, feel free to ask me any questions or check out the products here!

xo Lindsey

Tuesday, February 28, 2017

New Makeup and Skincare

Today I thought it would be fun to share some of my newest products.
Some were given to me for working at Sephora and some are purchases.
I know, I of my goals for the year was to not spend money on makeup, but most of these were given to me and out of the purchases, only 1 was made this year.
I'm working on it!
Let's jump in!

Drunk Elephant
Virgin Marula Luxury Facial Oil, T.L.C. Sukari Babyfacial, Lala Retro Whipped Cream.
Also, can we talk about how much of that salt water taffy has already been eaten...?
So far, I have only tried the Lala Retro Whipped Cream and it's awesome.
I use it at night because I am oily during the day, but living in Alaska sucks all the moisture out of my skin at the same time.
I was planning on buying the Babyfacial anyway, so I'm really excited to try it out.

I love this palette because I am very much a neutral eye shadow wearer.
But also the smell!
It smells sooo good and the shadow is really smooth and blend well.

Micellar Cleansing Water, Instant Foaming Cleanser, and Beauty Elixir.
I think it's so awesome Sephora gives full size products in gratis.
The first time I used the Micellar Cleansing Water I was underwhelmed; however, I didn't exactly use it correctly.
I put the products in my hands and worked into my face and then washed it off.
This did not get rid of any makeup, obviously
The directions say to use with a cotton pad and do not rinse.
I am going to try it again and see how it goes.
I already know I love the Beauty Elixir.

Ole Henriksen
I've always loved Ole Henriksen and they recently updated their packaging to look as sleek and professional as they are!
I don't have sensitive skin, which this moisturizer is meant for, but I love the smell and you can never have too many moisturizers!

Becca Shimmering Skin Perfector Pressed-Prismatic Amethyst {really with how long that name is?!}
This was the one makeup purchase I have made this year, and I'm glad I did!
I'll have to take a picture of it on my cheeks.
The color is called lavender duo-chrome even though the color is mostly pinky-white, I can see some lavender in it as well.
Plus, it was limited edition...that's how I talked myself into it.

Sunday Riley
Luna, U.F.O., and Juno.
I actually bought Luca and Juno several months ago and received U.F.O. in gratis.
Luna sleeping oil is great for anti-aging.
U.F.O. helps clear up my breakouts quickly.
It can be a bit drying so I only use it on my problem areas.
I haven't used Juno consistently enough to see results, but my friend said here uneven complexion was evened out easily using it.

Dry Shampoo Foam.
I have bene using Ouai shampoo and conditioner for a few months now and I'm really liking it.
When I saw this products I was super intrigued, but noticed a lot of bad reviews about it.
I've only used it once and my first thought was it gives my flat, fine hair a bit of volume, which was nice.
My hair gets really greasy when I don't wash it {I try going 2 days in a row without washing it, so I'm not washing it everyday}.
I will have to try it a few more times before giving it a rave review because it still got a bit greasy, but maybe not as bad.
I'll keep you informed!

Little Barn Apothecary
Geranium & White Tea Beauty Mist and Lavender + Frankincense Face Oil.
There's an adorable boutique next to the mall where I work called Circular Boutique.
I went in there to get some Christmas gift ideas and found a wall full of Little Barn Apothecary.
I bought all the women in my life a something from this brand.
It seriously will not break your bank either.
A body oil, jasmine + rose bath salts, coconut + pear refreshing body mist...I was immediately in love.
I snagged these two items for myself.
I have been using the lavender + frankincense mostly on my body and some scars.
It's awesome and sinks into my skin, keeping it grease free.
And the beauty mist smells so good.
I am going to go back and buy some of the other products when I run out of more products. ;)

That completes my beauty roundup.
Let me know if you try any of these and what you've been loving lately too!

xo Lindsey

Monday, February 27, 2017

Monday Musings

What I'm Listening To: How To Be Amazing with Michael Ian Black
I really like this podcast.
Michael Ian Black basically has someone on the podcast and they talk about what it is that makes his guest so amazing.
He's had comedians, fashionistas, actors, and more on.
It's just a chill, funny listen.

What I'm Reading: Momofuku Milk Bar by Christina Tosi
My boyfriend got me this last Fall and I have so many recipes I want to try.
Cornflake-chocolate-chip-marshmallow cookies?!
You've got to be kidding me.
There's a storefront in NYC that I am dying to go to.
There's a few recipes listed on their site AND you can have some of their goodies delivered to your house now!

What I'm Watching: Big Little Lies
This show just started, but it's making me want to read the books.
I love murder mysteries and I'm so intrigued.
Not to mention, Reese Witherspoon is SO adorable.

What I'm Eating: Boom Chicka Pop
Popcorn isn't usually my go to snack, but I do love a good bag kettle corn.
I bought this the other day at Costco {AKA the big bag} and I have eaten 1/4 already.

What I'm Wearing: Elizabeth and James Nirvana Rose
I got this in my gratis from Sephora a few weeks ago and didn't give it much thought.
I'm not a huge fan of rose scented perfumes; however, I threw this in my travel bag and wore it on Valentines Day and I've been obsessed ever since.
It's so pretty and subtle and not too rosey.

What are you loving lately?

xo Lindsey

Wednesday, February 22, 2017

Grownup Goals

On my last post I gave some tips on saving money.
I listed a couple of my monetary goals for the year, but I thought it would be fun to post some goals for adulthood, grownup goals, if you will.
Some are similar to my last post, some are a little different and fun.
So, here we go!

1. Meet with a financial advisor.
Sure, my dad can answer a lot of questions for me; however, I have always wanted to talk to a professional about the stocks I invest in and how much I should be putting away for retirement.
I'm not always the most savvy when it comes to stocks and trading them, so it would be awesome to have someone to break it down for me and give me unbiased advice.

2. Pay off my car and student loans.
A guy I work with recently equated being in debt to being a prisoner, but sometimes life requires debt.
I wouldn't have been able to go to college without taking out loans and I had to fill up my radiator in my old car with water every time I drove anywhere otherwise it would overheat. <--- there was a hole, so that was a temporary fix...I know it's not the best long term option.
I didn't have tens of thousands of dollars lying around to buy a new car.
What I did have was all my money in my savings account for a down payment and excellent credit for the lowest interest amount, making it much more doable.
Getting out of debt has been my biggest motivation for saving and making as large of a payment as possible each month.

3. Saving for a trip to Iceland...or Ireland...or Australia...or...
I love to travel!
A huge goal for me would be able to save up and travel without having to charge everything to a credit card that would take months to pay off.
Maybe I'll try to hold a bake sale to raise money for trips like I did in junior high.

4. Get my masters degree.
I've been talking about going back to school for years.
My constant struggle is deciding whether I want to go in debt from student loans...again.
It seems like a vicious cycle.
Go to college -- Be in debt -- Find a job to pay off debt -- 
Go back to college so I can get a job I really love -- Be in debt--
I am very lucky to have the job I do have and am hoping to someday go back for a Masters in Public Health: Nutrition.

5. Own a home.
This is a goal in the far off future.
My boyfriend bought a house about a year ago and I've assisted with renovations and decorating.
I've had so much fun helping, but not actually having to pay a mortgage...haha!
I definitely want my name on a house deed one day, but for now, I'm ok with saving money in my rent free childhood room.

I have been thinking about financials a lot lately.
I try to look at my retirement and stocks a few times a month to see where I'm at.
Recently, I download the Personal Capital app on my phone and you can also check out their website here.
I put in all my financials {stocks, retirement, savings, loans, credit cards, etc...} and the app generates my net worth.
This was all pretty recent, so I'm interested to look a little deeper and see what other information I can add and how I can create a tighter budget.
I had no idea what my net worth was before, let's just say my loans are putting me in the negatives...literally.
Every time I pay off a credit card or make a payment on a loan, I'll be excited to see my net worth go up!
It's all very fascinating to me and puts a lot of things into perspective.
Like, maybe I don't need to eat out 3 nights a week or buy these adorable Tory Burch sandals?
Most people in their 20's don't think about retirement, but life moves fast and I want to be able to enjoy my 60's, 70's, and hopefully 80's!
Whatever your financial goals are, I really challenge you to know where you stand.

xo Lindsey

This post is in partnership with Personal Capital. All opinions are my own.